What Does No Excess Mean?

When renting a car you will often see references in the terms and conditions to the ‘excess’ amount on the vehicle. Similar to insuring your own car this insurance excess refers to the amount that you must pay in the result of a claim.

So if you were to damage your car during the rental period and the car hire company needed to make an insurance claim you would be liable for the excess amount. For that reason we always advise taking our an excess waiver product when renting your vehicle through a company like Insurance 4 Car Hire.

Occasionally though you will see ‘No Excess’ offers from car hire companies meaning there will be no excess amount charged in the event of a claim. This, in effect, is the car hire company paying a ‘no excess’ policy on your behalf.